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Business Insurance Services

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  • COMMERCIAL AUTO INSURANCE
  • GENERAL LIABILITY INSURANCE
  • BUSINESS OWNERS INSURANCE PACKAGE
  • WOKERS COMPENSATION INSURANCE
  • BUSINESS INTERRUPTION INSURANCE
  • CONTRACTOR LICENSE BONDS & INSURANCE
  • PROPERTY & INLAND MARINE INSURANCE
  • BUILDERS RISK INSURANCE
  • COMMERCIAL UMBRELLA INSURANCE
  • LIQUOR LIABILITY INSURANCE
  • INVESTMENT PROPERTY INSURANCE

Business Insurance

As a business owner, it is important to protect your company from any liability issues that may arise. New Redwood can walk you through the quote process and answer any questions so you completely understand the entire policy. We can insure almost any business, so let us find the best insurance company for you. We can complete the insurance application here in our office in Rohnert Park, CA or by Electronic Signature online. Have you been turned away by other insurance carriers? Our business insurance policies can cover new endeavors or High Risk businesses. Some of our carriers even offer discounts for having existing Personal Auto Insurance. Every company, no matter what the size needs to be protected against potential loss.

Commercial Insurance Services:

Business Automotive Insurance

Commercial Property Insurance

General Liability Insurance

Worker’s Compensation Insurance

Commercial Umbrella Coverage

Commerical Automotive Insurance

COMMERCIAL AUTO INSURANCE

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GENERAL LIABILITY INSURANCE

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General Liability
Business Owner Packages

BUSINESS OWNERS INSURANCE PACKAGE

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WOKERS COMPENSATION INSURANCE

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Workers Compensation Insurance
BUSINESS INTERRUPTION Insurance

BUSINESS INTERRUPTION INSURANCE

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CONTRACTOR LICENSE BONDS & INSURANCE

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Property and Inland Marine Insurance and Protection

PROPERTY & INLAND MARINE INSURANCE

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BUILDERS RISK INSURANCE

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Builders Risk Insurance and Protection
Insurance for Business Umbrellas

COMMERCIAL UMBRELLA INSURANCE

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LIQUOR LIABILITY INSURANCE

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Liquior Liability and Protection
Investment Property Business Insurance and Protection

INVESTMENT PROPERTY INSURANCE

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Commercial Insurance FAQ’s

 

Does my small business need insurance?

Yes. Not having insurance – or not having the right kind of coverage – can put your business at risk. Without adequate insurance, a fire, theft, employee accident, or lawsuit could destroy your business and might even consume your personal assets.

What kind of deductibles should I carry?

For many business insurance policies, the minimum deductible available is $250 per occurrence. Higher deductibles will reduce the cost of your insurance by lowering your premiums. When evaluating higher deductibles, it is a good idea to carefully consider your circumstances. Ask your insurance provider for quotes for various deductibles, and analyze them carefully before making a decision. Most liability policies do not have deductibles, although some do for property damage.

Do I need workers’ compensation coverage?

In general, you need to carry workers’ compensation insurance if your company has employees. Without coverage, you may be sued by an injured worker for medical and disability costs, plus damages. Workers’ comp requirements vary from state to state. Each state has its own workers’ comp laws, as well as its own administrative and legal structure for handling claims and disputes. Contact your state’s insurance commissioner’s office to find out what the requirements are where you are located.